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Insurance company ranks the safest and riskiest drivers in the U.S.

Drivers sit in traffic as a motorcyclist splits lanes on southbound Interstate 5 during the afternoon commute heading into downtown San Diego on June 28, 2024 in San Diego, California. (Getty Images)

Hawaii’s laid-back island vibes apparently produce good drivers.

A new report from Allstate says Honolulu has the safest drivers in the United States, while Albuquerque, New Mexico, has the worst.


The insurance company used anonymized data from its Drivewise app to measure risky driving behavior, specifically, using the phone behind the wheel, driving at high speeds and hard braking. It ranked 100 of the nation’s most populated metro areas.

Behind Honolulu, the top of Allstate’s list included Minneapolis, Seattle, Portland, Oregon and Virginia Beach.

At the bottom, Albuquerque was joined by Baton Rouge, Louisiana; Murrieta/Temecula/Menifee, California; Fresno, California; and Stockton, California.

Safest Drivers by Behavior:

Riskiest Drivers by Behavior:

The Safest and Riskiest Drivers of 2024. (Allstate)

“Speeding, distracted, and impaired driving cause tens of thousands of preventable deaths on U.S. roads each year,” Katie Irey, senior vice president at Allstate, told USA TODAY. “This usage-based insurance data helps educate about common risky driving behaviors like phone handling, speeding and hard braking to promote safe driving and help save lives on the road.” 

Regional Trends

View the full report and methodology here.

The 100 most populous U.S. urban areas by driving behavior (2004)

Overall RankU.S. Urban AreaHard Braking RankHigh-Speed RankPhone Handling Rank
1Honolulu, HI1118
2Minneapolis, MN6813
3Seattle, WA2256
4Portland, OR3849
5Virginia Beach, VA321114
6Richmond, VA213022
7Spokane, WA7269
8Washington, DC491217
9Harrisburg, PA84535
10Reno, NV411433
11Cleveland, OH32860
12San Antonio, TX16688
13Baltimore, MD481332
14Columbus, OH144634
15Dayton, OH124242
16St. Louis, MO96029
17Cincinnati, OH113951
18Des Moines, IA41683
19Kansas City, MO174940
20Jacksonville, FL157916
21Wichita, KS281770
22Louisville, KY245443
23Indianapolis, IN432159
24Rochester, NY54963
25El Paso, TX332074
26Houston, TX516215
27Milwaukee, WI232485
28Akron, OH37392
29San Francisco, CA84444
30Charleston, SC203184
31Syracuse, NY292581
32New York, NY552753
33Knoxville, TN592254
34Salt Lake City, UT427521
35Providence, RI535100
36New Orleans, LA192695
37Chattanooga, TN622355
38Ogden/Layton, UT309320
39Tulsa, OK345752
40Dallas, TX458910
41Winston-Salem, NC713737
42Palm Bay/Melbourne, FL139936
43Pensacola, FL363479
44Oklahoma City, OK465647
45Tampa, FL566726
46Boston, MA104397
47Little Rock, AR319030
48Madison, WI27080
49Nashville, TN278145
50Pittsburgh, PA501986
51San Jose, CA90641
52Las Vegas, NV75765
53Worcester, MA263893
54Lancaster, PA394771
55Albany, NY57794
56Springfield, MA253699
57Orlando, FL448631
58Buffalo, NY68689
59Atlanta, GA88742
60Colorado Springs, CO766623
61Port St. Lucie, FL1810048
62Kissimmee/St. Cloud, FL479128
63Toledo, OH693267
64Austin, TX747819
65Provo/Orem, UT359839
66Sacramento, CA976312
67Bridgeport/Stamford, CT651890
68Raleigh, NC894046
69Charlotte, NC587741
70San Diego, CA77963
71Omaha, NE613388
72Cape Coral, FL705558
73Sarasota, FL664178
74Los Angeles, CA948011
75Chicago, IL527361
76McAllen, TX642998
77Allentown, PA911091
78Concord, CA925250
79Hartford, CT725964
80Philadelphia, PA814868
81Durham, NC876149
82Bakersfield, CA1001582
83Columbia, SC408375
84Denver, CO675873
85Detroit, MI868725
86Riverside/San Bernardino, CA96957
87New Haven, CT536977
88Phoenix, AZ799727
89Mission Viejo/Lake Forest, CA958524
90Miami, FL739438
91Tucson, AZ825176
92Grand Rapids, MI608866
93Denton, TX788257
94Memphis, TN857262
95Birmingham, AL639265
96Stockton, CA938444
97Fresno, CA985372
98Murrieta/Temecula/Menifee, CA997156
99Baton Rouge, LA835096
100Albuquerque, NM806587
Source: Allstate